You should know that no bank can refuse to open your account. You can open an account anywhere in any bank. No bank can make account holders accountable for unauthorized transactions. If the bank makes any changes in the rules or contracts, it is mandatory to inform about it to the customer 30 days in advance. If the check collection is delayed by the bank, customers have the right to get compensation.telangana-assembly-election-2018-vote-asaduddin-owaisi-hyderabad.html